Important Message

Emergency Rescue Mortgage Assistance (ERMA)

PROGRAM OVERVIEW:

• Up to $35,000 per household for expenses which may include:
• Mortgage reinstatement
• Escrow shortages
• Delinquent property taxes
• Municipal or property tax liens
• Mortgage payments, including principal, interest, taxes, and homeowner’s insurance

ELIGIBILITY:

• To qualify for assistance, a homeowner must:
• Own and occupy an eligible one- to four- unit primary residence
• Have experienced a COVID-19 related financial hardship, and have been unable
  to remain current on mortgage payments
• Meet household income limits
• Have been current on mortgage and property taxes as of January 2020 

Go to the following link for more information:  https://nj.gov/dca/hmfa/erma/hub/